If you’re feeling like me, you’re into saving money and keeping up with your TBR (To Be Read) titles. These free apps will engage your fascination and save your wallet. All you need is a library card for your local public library and a smart phone. Audio-books are my other time-hack for busy people and both apps include phenomenal selections. 1.LIBBY—free From OverDrive/your local public library, an eBook and audio-book app. With a wonderful eBook reader and audio-book play